We had a half day to spend in Bend and did not want to waste it. After considerable research we signed up for a kayak tour with Wanderlust Tours.
As alway this trip, we were quite concerned (due to Covid) about being with a group. They accommodated us quite well, in that we had our own kayak and we followed their group shuttle in our own vehicle to the lake.
Just the 45 minute ride up to Hosmer Lake would have been a worthwhile, gorgeous side trip. Mount Bachelor and two other mountains were right in our face.
Believe it or not I fell in to the lake. Our terrific guide Katie asked me to turn around and smile for a photo. She said it was the first time she ever saw one of these kayaks capsize.